1. In Florida, even if the car accident is your fault, you will still have insurance coverage through personal injury protection (PIP). However, the other driver can still sue you if their injuries are severe.
2. Information about your car accident in Florida becomes public record 60 days after the collision. Until then, only select parties, like attorneys, insurance agents, and law enforcement, have access to the report.
3. Generally, a car accident will not affect your credit score. However, if you are sued and ordered to pay damages, or if your insurance doesn’t cover all the costs and you fail to pay personally, it could be sent to a collection agency and impact your credit report.
4. If you get into a car accident on private property in Florida, you should still call the police and report the accident, seek medical attention if needed, and contact your attorney for guidance. – Property owners may become defensive and refuse to offer security footage and evidence in a dispute, so it is recommended to consult with an attorney before proceeding with any dispute.
– If a car accident occurs out-of-state, the laws of that state will govern the accident and any lawsuits would also take place in that state. Insurance coverage may vary if staying in a state for an extended period of time.
– Recovering lost wages after a car accident involves providing documentation from medical providers to prove the need for rehabilitation and showing the amount of income lost.
– If the other driver doesn’t have insurance, uninsured/underinsured motorist coverage may be available as an option for protection. Insurance companies are required to offer this coverage, but they may not actively promote it. – If the other driver leaves the scene of the accident, it is important to call the police and provide details of the accident and the other driver’s vehicle.
– It is advisable to have Uninsured Motorist Coverage to cover the damage to your vehicle in case of a hit-and-run.
– Contacting an attorney can help navigate insurance policies and guide through the hit-and-run claim process.
– If the other person involved is an Uber driver, they are insured for liability to a third party in certain situations.
– It is recommended to contact an attorney to handle communication with Uber and their insurance policies to ensure full compensation.
– In any case involving a car accident, it is advisable to call an attorney, as insurance companies can be difficult to deal with.
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