– Stacking insurance allows you to combine uninsured/underinsured motorist (UM) coverage from multiple vehicles on your policy, providing higher coverage limits.
– Unstacked insurance only provides the UM coverage limits for the specific vehicle involved in the accident.
– Stacking is recommended, especially in Florida where many drivers are uninsured, to ensure adequate coverage for injuries and medical bills in the event of an accident.
https://www.wilkesmee.com/insights/stacked-vs-unstacked-automobile-insurance
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