Category: FAQ
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Why don’t insurance providers resolve cases promptly?
Insurance providers don’t resolve cases promptly because the insurance industry is a highly lucrative business sector. These providers generate substantial profits by collecting premiums, funds paid by individuals seeking insurance coverage. However, when valid claims arise, insurance providers vigorously contest them in order to retain these funds. This is how they maximize their profits.
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What is the typical compensation amount for a rear-end collision?
Typical settlement for a herniated disc and pinched nerve case.
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How much time does it usually take to settle a personal injury case in Florida?
Once again, each case is distinct and the time it takes to resolve varies. Nonetheless, several factors can influence the duration of a case. These include the extent and type of injuries sustained, as well as the specific insurance company handling the opposing party’s claim. Certain insurance companies may be more inclined to engage in…
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What is the initial step I should take following a car accident in Florida?
What steps should I take to protect my interests following a car accident? What should I do if I am involved in a motor vehicle accident? What can happen if my car gets hit from behind? What are the initial actions to take following the incident? The initial step you should take is to seek…
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What actions can be taken if you think a debt collector has breached the law?
Where can you report a debt collector for an alleged violation of the law? How can I prevent a debt collector from contacting me in Florida? Many individuals are unaware that they have actually given their consent for the debt collector to contact them in their loan agreement or credit card agreement. It is crucial…
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What is a Franchisor?
A company or organization that offers others the chance to start and operate a business using its brand, trademarks, products and processes in exchange for a franchise fee and ongoing fees. Franchisors must adhere to the FTC Franchise Rule by keeping an updated Franchise Disclosure Document and registering to sell franchises in states that require…
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What is a Franchisee?
The individual who acquires the rights to operate their own business under the franchisor’s brand and business model. Franchisees can be classified as single-unit or multi-unit owners. If you’re seeking to invest in a franchise opportunity, you fit this description!
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What is an initial franchising charge?
This is the initial sum franchisees pay a franchisor when signing a franchising agreement to join the brand. This initial charge is detailed extensively in Item 5 of the Franchising Disclosure Document (or FDD). These can differ across companies as a fixed charge or a fluctuating charge based on the size of your territory and…
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What is a franchise disclosure document?
In accordance with federal law, every franchisor in the United States is mandated by the Federal Trade Commission to provide a Franchise Disclosure Document (FDD) to potential franchisees. FDDs are generally revised annually and consist of 23 Items that detail the background of the company, past legal proceedings and bankruptcy filings, all expenses and charges…
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What is a franchise agreement?
This is the written contract that is an exhibit to the FDD outlining your responsibilities as a franchisee and the franchisor’s responsibilities to you. The franchise agreement governs the relationship between franchisees and franchisors. This is the single most important document signed by franchise investors and should be reviewed by experienced legal counsel specializing in…
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What documents or evidence should I bring with me the first time I meet my legal representative following my car accident in Florida?
The first time you go to see a lawyer after your car accident, you should bring as much information, paperwork, photographs, and evidence that you have. It makes the lawyer’s job so much easier to get started right away in protecting your rights and prosecuting your claim. For instance, you want to bring your driver’s…
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What if I get injured in a motorcycle accident and the driver who caused it doesn’t have insurance?
What happens if the other driver involved in the accident is not insured or has minimal coverage? What happens if I am involved in a car accident with a driver who doesn’t have insurance? What if the responsible party doesn’t have insurance or has insufficient insurance? If you’re in an auto accident, and you’re injured…
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What is the first thing I should do after a car accident in Florida?
What should I do after a car accident before hiring a lawyer? What information should I obtain after my car accident in Florida? What should I do right after a car accident occurs? After your car accident in Florida, you should obtain the name and the contact number of the person that hit you, and…
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What other optional coverage should I consider?
What is Comprehensive and Collision coverage? Collision coverage is an insurance coverage that an individual purchases from their insurance provider, and it provides protection for any damages caused to their vehicle in a collision. This coverage safeguards the individual in situations where the at-fault party is uninsured or if they collide with an object due…
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What is extensive protection?
Extensive protection refers to insurance coverage purchased from your own insurance provider, designed to compensate for any car damage that arises from incidents other than collisions. For example, if a tree topples onto your vehicle or if a hurricane causes flooding leading to car inundation. This type of coverage is known as extensive protection, wherein…
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What is liability insurance?
Liability insurance is insurance you buy from an insurance company that protects you if you cause harm or damage to somebody else. For instance, if you have a car accident and you injure somebody, your liability insurance will come into play. If you have a property and you have a leaky faucet that you knew…
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What constitutes negligence?
Negligence is a legal concept and it pertains to the failure to exercise proper care. In the state of Florida, if an individual suffers an injury as a result of someone else’s negligence, they have the right to initiate a civil lawsuit against the responsible party. Therefore, negligence is a legal concept that holds significance…
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What does it mean that State X is a “No-Fault State” in terms of auto insurance?
What Is Florida’s No-Fault Insurance And How Does It Affect My Case? What is the no-fault law in the state of Florida? No-fault insurance is essentially insurance that is mandated by the state of Florida for vehicle owners. No-fault insurance is also referred to as personal injury protection insurance. This policy offers $10,000 in coverage…
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Why is it important to have uninsured or underinsured motorist coverage?
Why would someone get uninsured or underinsured motorist coverage? What is the significance of underinsured/uninsured motorist coverage in Florida? What does uninsured/underinsured motorist coverage entail? The purpose of acquiring uninsured or underinsured motorist coverage is to safeguard yourself, your loved ones, and the passengers in your vehicle in case of an accident with an uninsured…
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What is the time limit for filing a Florida car accident case?
What is the time limit to bring a Florida car crash lawsuit? The time limit, also known as the statute of limitations, varies depending on the specifics of your case. If an unfortunate fatal accident occurred, the case must be filed within two years. For personal injury cases where the individual is alive but injured,…
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What qualities should I consider when hiring a lawyer to represent me in my truck accident case in Florida?
What factors should I consider when hiring a lawyer to handle my Florida car accident lawsuit? When should I contact a lawyer regarding my accident? In seeking legal representation for your Florida car accident lawsuit, it is crucial to establish a positive connection with both the lawyer and their law firm. It is highly recommended…
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Who covers the cost of my medical expenses if I sustain injuries in a motorcycle accident in Florida?
Who covers my injuries if I am injured in a car accident in Florida? Who is liable for my injuries in the event of a car accident in Florida? Who pays for injuries in a car accident in the state of Florida? Primarily, if you are injured in a car accident in Florida, your PIP,…
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What constitutes a negligent security claim?
A negligent security claim is a form of civil action that can be filed when an individual sustains injuries or loses their life due to inadequate security measures in a public setting. This could pertain to various establishments, such as eateries, drinking establishments, or residential complexes. Negligent security claims arise when the responsible proprietor fails…
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How challenging can truck accident cases in Florida be?
Truck accident cases in Florida can pose significant challenges. Firstly, the immense size of the truck involved in the accident often leads to catastrophic damages. Consequently, these cases are vigorously defended by the participating insurance companies. Secondly, the involvement of accident reconstructionists becomes essential. Numerous experts well-versed in the regulations and rules governing the trucking…