As soon as possible after the accident you should contact your own insurance company to notify them of the car accident. You have the right to call an office at LegalFirmName.com for a free consultation before you contact your insurance company. Your own insurance company is responsible for paying your medical bills and lost wages up to $10,000 regardless of who is at fault. If the car accident was the other driver’s fault, you have the right to claim damages against the other driver’s insurance company for damage to your vehicle, medical bills which exceed your own PIP coverage, lost wages and other damages. If you have sustained a permanent injury you have the right to claim damages against the owner and driver of the other vehicle for pain and suffering, mental anguish and other damages.
The Other Driver Had No Insurance Coverage.
If the other driver does not have insurance that fact should be verified in writing. Florida law requires someone involved in a motor vehicle accident to provide insurance coverage documentation within thirty days of a written request. You should review your own policy to determine whether you have Uninsured Motorist Coverage (UM). UM coverage is optional in Florida. UM coverage can benefit you if the other driver had no insurance or had inadequate insurance coverage to fully compensate you for your loss. If you did not have uninsured motorist coverage on your automobile insurance policy it would be advisable to obtain documentation from your insurance company showing that you knowingly rejected that uninsured motorist coverage.
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