How can I make payments for my medical expenses until I receive my settlement?

How Can I Pay My Medical Expenses Before Receiving a Settlement?

Since the insurance for the accused party will not cover your bills until fault is established, you will initially have to bear these costs. After a motor vehicle accident, you may be eligible to utilize Personal Injury Protection (PIP) coverage. In the case of any accident, you may be able to use Medical Payments coverage or your own health insurance coverage. If you were harmed while working, you can utilize your workers’ compensation benefits. It is likely that any insurance providers will have the right to be reimbursed from the funds of any future settlement you receive. If you have no insurance, you should be able to find a doctor or hospital that will provide treatment under an agreement that they will be compensated from your eventual settlement.

Every personal injury case is different. While some are settled within weeks of the accident, others take years before a settlement is awarded. Generally, the worse your injuries are, the longer your case will take to settle. Still, you will incur high medical bills until you receive that settlement and will likely wonder how to pay them. Fortunately, State X is a no-fault auto insurance state, which means you can first exhaust any benefits available to you under your own insurance policy. If your injuries exceed that insurance minimum, you can also apply for short-term disability benefits through your employer.