The first step is filing a claim with your insurer and the other driver’s. This generates a claim number at both companies and triggers the assignment of an insurance adjuster to each claim. This process takes less than 30 days.
When only property damage is involved, the insurance companies likely settle the matter between themselves. However, when injuries are involved, the chances of a settlement occurring without push back from a personal injury attorney are slight. For this reason, always consult a personal injury lawyer as soon as possible after an injury auto accident.
You have a choice between accepting the opposing insurers claims determination or litigating. When a large amount of money is involved, litigation is usually necessary to obtain the best result.
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