How long does a bankruptcy stay on an individual’s record?
Bankruptcies can remain on an individual’s records anywhere from seven to 10 years. Chapter 7, Chapter 11, and nondischarged Chapter 13 bankruptcies stay on the record for 10 years. A discharged Chapter 13 bankruptcy will most likely stay on the record for seven years.
A Chapter 7 bankruptcy can be maintained in the public records section of your credit report for 10 years.
For a period of 7 to 10 years. However, you can start rebuilding your credit right away after receiving a bankruptcy discharge.
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