Tag: insurance-companies
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Determining Fault in a Dog Bite Incident in Florida
– Florida law regarding dog bite cases is based on strict liability, making the owner responsible for the dog’s actions, even if the dog has never bitten anyone else. – Other legal factors come into play when determining a dog owner’s liability, such as whether the bite victim provoked the animal and where the incident…
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What to Do If You Get Hit by a Car While Riding Your Bike
– Leave the roadway to avoid further injury from traffic. – Call 911 and report the incident to the police. – Seek immediate medical attention, even for minor injuries, as some injuries may not show symptoms immediately. – When documenting the incident, it is important to collect information from the driver, such as their name,…
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“Health Insurance Subrogation and Your Motorcycle Injury Case”
– Health insurance subrogation allows the insurance company to recover the money it paid for the medical treatment of an injured person in a motorcycle crash. – For example, if Mr. Jones has health insurance and is injured in a motorcycle crash, his health insurance company has the right to recover the money it paid…
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Florida Car Insurance Rules and Common Questions
1. The impact of climate change is leading to rising sea levels. 2. The use of plastic is causing harm to marine life. 3. Deforestation is contributing to loss of biodiversity. 4. Air pollution is affecting human health. 5. The increase in greenhouse gas emissions is causing global temperatures to rise. – Florida requires a…
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Changes in Florida Insurance Laws: What High School Students Should Know
1. Florida Governor Ron DeSantis signed HB 837 into law, which made significant changes to Florida’s bad faith insurance framework and one-way attorney fee provisions for insurance cases. 2. Senate Bill 2A, enacted in December 2022, aimed to limit one-way attorney fees in property insurance claims by removing the right to attorney fees in suits…
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Changes in Florida Insurance Laws: How Attorneys’ Fees are Affecting Litigation
1. Homeowners in Florida now face increased financial risks when pursuing claims against insurers due to the elimination of one-way attorneys’ fees. This may make legal battles more expensive and potentially deter homeowners from seeking the compensation they deserve. 2. Without the right to reasonable attorneys’ fees, policyholders may find it harder to engage in…
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Florida Makes Changes to Lawsuits for Big Payments for Injured People and Their Lawyers
1. House Bill 837 was signed by Florida Governor Ron DeSantis to decrease frivolous lawsuits and prevent predatory practices of trial attorneys. 2. A record number of 280,122 cases were filed in March 2023, 126.9% higher than the previous record set in May 2021. 3. The bill repeals section 627.428, Florida Statutes, which provided for…
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Who Is Responsible for Injuries from Downed Power Lines After a Storm?
– Temporary or permanent muscle, nerve, and tissue damage from electrical current passing through the body – Brain damage from the high levels of electrical current the body has absorbed – Various degrees of thermal burns from contact with high voltage electricity – Cardiac arrest – Many individuals die as a result of contact with…
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“Should I Accept the First Offer from the Insurance Company?”
1. The first offer from the insurance company may not fully cover the damages suffered in the car accident. 2. Accepting the first offer means waiving the right to seek additional compensation for damages that may be discovered later. 3. Insurance companies may offer a lower settlement amount in their first offer in the hopes…
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What to Do After Getting Hurt at Work
Step 3: File a Workers’ Compensation Claim Employees should fill out a workers’ compensation claim form and submit it to the Florida Division of Workers’ Compensation. It is important to do this within one year of the date of the accident to be eligible for benefits. Step 4: Follow Doctor’s Orders and Attend Medical Appointments…
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When Your Workers’ Comp Check Doesn’t Arrive
– Some workers may not receive their workers’ comp benefits due to errors in determining their benefits. – Reasons for not receiving benefits or receiving less than expected include: employer providing incorrect wage information, errors in benefit amount calculation, and incorrect contact or payment information. – In such cases, individuals should contact an experienced workers’…
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Why You Shouldn’t Give a Recorded Statement to an Insurance Adjuster After a Car Accident
1. Insurance companies and their adjusters may use recorded statements against claimants to save money and deny claims. 2. Claimants are not required to give recorded statements or permission for calls to be recorded. 3. It is best to speak with an attorney who can advise on rights and communicate with insurance adjusters on your…
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Child Safety in Cars: What Florida Parents Should Know
– Infants under 1 year should always be in a rear-facing car seat in the back seat of a vehicle. – Toddlers 1-3 years should also be in a rear-facing car seat for as long as possible, transitioning to forward-facing seats only when they exceed the rear-facing seat’s height and weight limits. – Preschoolers 4-7…
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What Happens if a Civil Case in Florida Goes to Retrial?
1. The principles guiding trial court’s discretion on remand include the need for a fair and impartial trial, the interest of justice, and the efficient use of judicial resources. 2. The trial court’s discretion may be influenced by factors such as new evidence, errors in the previous trial, and the credibility of witnesses. 3. On…
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Stay Protected on the Road: Make Sure You Have Underinsured/Uninsured Insurance Coverage!
– Alabama and Florida have a high percentage of uninsured drivers, at 19.5% and 26.7% respectively. – These states also have many drivers who carry only the state minimum insurance coverage, which is often not enough to cover damages in a serious accident. – Uninsured and Underinsured Motorist Coverage, or UM and UIM coverage, provides…
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New Law Alert: What High School Students Should Know about the Corporate Transparency Act
– The Corporate Transparency Act (CTA) requires certain business entities to file information on their beneficial owners with the Financial Crimes Enforcement Network (FinCEN). – The information filed will not be publicly available, but FinCEN can disclose it to certain agencies and entities. – Persons involved in the formation of reporting companies, referred to as…
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The Rules of Lis Pendens in Florida: What You Should and Shouldn’t Do
– A lis pendens is a notice of a pending lawsuit against real estate in Florida. – It provides notice to third parties that there is a lawsuit concerning the property. – A lis pendens also protects the plaintiff from any intervening liens on the property filed after the lis pendens. – Property owners may…
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Navigating Real Estate Disputes: A Student’s Guide
– The experiment resulted in high levels of enzyme activity. – The survey showed a clear preference for the new product. – The research indicated a correlation between exercise and improved cognitive function. – Failure to disclose defects in the property can lead to legal action if the purchaser learns of an undisclosed defect after…
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“Understanding Rule 505: Exemption from Registration for Startups”
– Rule 505 provides an exemption from registration requirements for the offer and sale of securities up to $5 million within a 12-month period – The offer or sale of securities under the Rule 505 exemption may be made to “accredited investors” and up to 35 other persons – Buyers of stock sold under Rule…
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Why You Can’t Use Assignment of Benefits without a Proper Invoice: A Lesson for High School Students
– The Florida Legislature passed Section 627.7152 to address litigation abuse by Assignment of Benefit holders. – The section requires AOB agreements to meet strict requirements to be valid and enforceable under Florida law. – One of the requirements is that the AOB agreement must include a written, itemized, per-unit cost estimate of the services…
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Understanding the Confusion in Car Accident Cases: “He Said, She Said” Situations
1. Evidence gathering is crucial in strengthening a car accident claim, including physical evidence from the scene, photos and video of vehicle damage, location of the vehicles and the intersection, witness information, and police reports. 2. Medical records are important for proving injuries sustained in the accident, as they serve as valuable evidence to demonstrate…