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Tag: insurance-company

  • What Should I Say if the Opposing Driver’s Insurance Company Contacts Me After My Car Accident?

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    What should I do if an insurance company reaches out to me following a collision? How should I respond if the responsible party’s insurance company contacts me? Refrain from making any statements to them until you have consulted with a personal injury lawyer. Anything you utter can be utilized against you during your legal matter.…

  • What if I do not believe I sustained any injuries from my car accident?

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    What if I Do Not Believe I Sustained Injuries in My Motorcycle Collision? What if I Don’t Believe I Was Harmed in My Incident? If you have been involved in a car accident, it is important to seek an evaluation from a medical professional, regardless of your belief that you are uninjured. In a significant…

  • How Long Will It Take To Get My Accident Settlement After a Car Crash?

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    The timeframe required to reach a settlement for an accident lawsuit relies on numerous factors. Firstly, it hinges on the promptness with which you engage an experienced car accident attorney following the incident, and their ability to initiate an investigation. Secondly, the severity of the accident and the nature of the injuries may extend the…

  • What if the Individual That Struck Me was a Freelancer?

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    Even if a freelance worker caused your truck collision, you could still be entitled to receive monetary compensation. However, this might require you to file a truck accident claim with the individual driver’s liability insurance company instead of pursuing a lawsuit against the contracting company. Matters related to liability in truck accidents can become intricate…

  • What is the role of an Insurance Adjuster?

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    An adjuster is a specially trained employee at an insurance company or claims management service. They investigate claims and negotiate with the injured person. Their objective is to resolve all issues as quickly and cost-effectively as possible. They may also be referred to as a claims specialist, an independent claims analyst, or a claims representative.…

  • How Can I Protect My Rights After A Serious Injury?

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    First, it is generally in your best interests to avoid giving a statement to the insurance company representing the other party involved or any other parties unless you have discussed it with a legal professional. Anything you say can be used to undermine your claim for compensation and make it more difficult to obtain a…

  • What is Medical Payment Coverage or Med Pay?

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    What is “medical payment coverage”? Medical Payment coverage, also referred to as Med Pay, is an extra coverage provided by insurance companies to cover expenses that are not covered by the Personal Injury Protection (PIP), such as deductibles. This coverage, unlike PIP, can be subject to subrogation, which means that if there is a recovery…

  • Who is responsible for covering the cost of the rental car that I require following a car accident?

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    This is an evolving situation. In the past, the insurance of the party at fault would typically cover reasonable rental costs. However, some insurance companies now offer limited reimbursement for rental expenses, which means you might have to initially pay for these expenses yourself. If you have rental insurance as part of your Comprehensive and…

  • Who will be responsible for covering my medical costs after my car accident in Florida?

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    Personal injury protection (PIP) is the primary insurance in the state of Florida and covers 80% of your medical expenses, up to $10,000. Otherwise, health insurance would act as a secondary insurance, alongside any Med Pay. However, health insurance and Med Pay have the right of subrogation, which means that if there is a recovery…

  • How should I handle a car accident scene?

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    Despite the challenge, try to stay composed. Contact the authorities and ask them to investigate the collision in order to prepare an official report. Avoid making any statements to the other driver and passengers, except for exchanging insurance information. Even if you feel fine, refrain from admitting it at the scene. It’s possible for injuries…

  • What will the process look like?

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    The first step of any personal injury is to get treatment! Seeking medical assistance will serve a few purposes including; getting your health back and documenting your case by having proof of all injuries and how the injuries are affecting your life. Once a legal firm is consulted, the attorney will conduct their own investigation…

  • What should I do if an insurance company is calling me asking for a recorded statement?

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    What steps should I take if I receive a call from an insurance adjuster? What Should I Tell the Insurance Company When They Contact Me? Following an accident, it is customary for both your insurer and the insurer of the responsible party to request a recorded statement from you. These statements serve various purposes, such…

  • Who is responsible for paying personal injury settlements?

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    In most cases, personal injury settlements are paid out by insurance companies. The parties primarily held responsible for these settlements are commonly auto and homeowners insurers. When a customer of a vehicle insurance company causes an accident resulting in injury, the insurance company is obligated to compensate the plaintiff for both economic and noneconomic damages.…

  • Why is it important to enlist the help of a lawyer to resolve my car accident claim?

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    Insurance companies will frequently advise against hiring a lawyer to handle your injury claim stemming from a car accident. Nevertheless, a legal professional will guarantee that you present a strong argument during negotiations with the insurance company of the other involved driver. A skilled attorney specialized in car accidents understands the crucial evidence necessary to…

  • What is the typical duration for resolving a personal injury claim?

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    Due to the unique circumstances of each case, there is no definitive timeframe for resolving a personal injury claim. While some personal injury claims can be resolved within six months, others may require years of litigation in court. Numerous factors contribute to the duration, such as the complexity and severity of the injuries, the nature…

  • What Happens if You Have a Car Accident and It’s Your Fault?

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    Whether or not you caused the collision, you should still attend to your health and safety first! State law requires every policy of automobile insurance to provide a minimum of $10,000 of coverage for accident related medical care and lost wages. Even if you were at fault, you should still ensure that you receive proper…

  • Where do the compensating funds originate from?

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    Depending on whether the responsible party has liability insurance, and the coverage amount, and other circumstances, the funds could be sourced from the accountable individual’s insurer or their personal or business financial accounts. In the majority of car accident injury cases, restitution is provided by an insurance company.

  • How long will it take for my case to be resolved?

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    How much time will it take to resolve my case? How long will it take to settle my claim? The duration of a case involving an injury depends on several different factors. Some factors to consider are: the severity of the incident; whether there was a need for surgical intervention or it was recommended; the…

  • How Can I Settle the Medical Expenses?

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    In the event of a car crash, your Personal Injury Protection (PIP) coverage on your vehicle plan will cover your healthcare costs and income loss, with a cap of $10,000. If you lack PIP, you can still file a claim. Whether you’ve experienced a slip and fall or any other accident in Tinseltown, Magic City,…

  • How Are Insurance Claims Handled?

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    As soon as possible after the accident you should contact your own insurance company to notify them of the car accident. You have the right to call an office at LegalFirmName.com for a free consultation before you contact your insurance company. Your own insurance company is responsible for paying your medical bills and lost wages…

  • How much compensation can I expect for my claim?

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    Claims for injuries are carefully assessed to determine the amount that will be sought from an insurance company or in civil court. There are two types of damages that are pursued, economic and non-economic. The economic damages that will be evaluated are the financial damages to the victim. These include medical bills, rehabilitation, loss of…

  • What is considered bad faith behavior?

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    Life and property insurance providers have a duty to promptly investigate your claim, typically within 30-60 days of filing for life insurance or property insurance. Many insurers may try to dissuade you from seeking legal representation by unreasonably delaying your life, homeowners, renters, or property insurance claim, offering a lower settlement amount, or employing other…

  • Who represents the defendant doctor?

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    Insurance companies will assign a defense attorney to represent a defendant physician. It’s my opinion after having done this for more than 25 years that there’s a real conflict of interest with that system, however. For example, the insurance company assigns a defense attorney to represent the doctor, and the defense attorney bills the insurance…

  • How much time does it usually take to settle a personal injury case in Florida?

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    Once again, each case is distinct and the time it takes to resolve varies. Nonetheless, several factors can influence the duration of a case. These include the extent and type of injuries sustained, as well as the specific insurance company handling the opposing party’s claim. Certain insurance companies may be more inclined to engage in…