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Tag: medical-expenses

  • What can I recover if I win my personal injury case in Florida?

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    If you bring a personal injury case in Florida, you can seek various types of damages, depending on your injuries. For instance, you can claim reimbursement for past and future medical expenses related to the incident. You can also seek compensation for past lost wages and future loss of earning capacity. In cases of permanent…

  • Who covers the cost of my medical expenses if I sustain injuries in a motorcycle accident in Florida?

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    Who covers my injuries if I am injured in a car accident in Florida? Who is liable for my injuries in the event of a car accident in Florida? Who pays for injuries in a car accident in the state of Florida? Primarily, if you are injured in a car accident in Florida, your PIP,…

  • What does it mean that State X is a “No-Fault State” in terms of auto insurance?

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    What Is Florida’s No-Fault Insurance And How Does It Affect My Case? What is the no-fault law in the state of Florida? No-fault insurance is essentially insurance that is mandated by the state of Florida for vehicle owners. No-fault insurance is also referred to as personal injury protection insurance. This policy offers $10,000 in coverage…

  • What is liability insurance?

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    Liability insurance is insurance you buy from an insurance company that protects you if you cause harm or damage to somebody else. For instance, if you have a car accident and you injure somebody, your liability insurance will come into play. If you have a property and you have a leaky faucet that you knew…

  • What are PIP benefits and what do they cover?

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    What are PIP benefits and what does it cover? PIP benefits refer to benefits provided by PIP insurance, which stands for Personal Injury Protection insurance. This type of insurance is mandatory for car owners in Florida. PIP benefits cover medical expenses and lost wages related to personal injuries, regardless of fault. Whether you’re injured in…

  • What is the concept of workers’ compensation?

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    Workers’ compensation is a form of insurance that offers financial benefits for medical expenses, lost wages, and rehabilitation costs to employees who are injured or fall ill while performing their job duties. It also provides death benefits to dependents of employees who die while on the job. The workers’ compensation system was established to ensure…

  • What damages am I entitled to receive in connection with my personal injury claim?

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    What compensation am I entitled to receive in a personal injury lawsuit? What Can I Expect From a Personal Injury Claim? Compensation can cover past and future medical costs, lost earnings, pain and suffering, property harm, and additional damages, depending on the specifics of your situation. A proficient personal injury attorney can assist you in…

  • How much time does it typically take to obtain monetary compensation for a motorcycle accident?

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    How Much Can I Recover for My Motorcycle Accident? Motorcycle collisions vary widely, and so does the financial recovery possible in every case. How much compensation you can recover will depend on: 1. The extent of your injuries and medical expenses. 2. The damages to your motorcycle and other property. 3. The loss of income…

  • Maximize Your Car Accident Settlement: 9 Tips to Get More Money

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    1. Document the accident scene by taking photos and videos of the damage to both vehicles, weather conditions, and injuries sustained. 2. Gather contact information from any witnesses who may have seen the accident. 3. Seek immediate medical treatment to have the injuries evaluated by a medical professional. 4. Do not speak with the other…

  • Car Accident and Insurance Rates: Who’s at Fault?

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    – Some popular insurance companies may raise insurance premiums for drivers involved in a no-fault car accident – State Farm does not raise insurance premiums for no-fault accidents – Drivers in Jacksonville, FL may see an average of a $132 increase in their premium after a no-fault accident – California and Oklahoma prohibit insurance rate…

  • “Medicaid Eligibility: Income Limits in Florida”

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    – Medicaid in Florida provides extensive health coverage to low-income individuals, including seniors, persons with disabilities, children, and pregnant women. – The income limits for Medicaid, especially for long-term care, vary based on an individual’s or family’s circumstances and are subject to change annually. – For individuals interested in long-term care services, the income cap…

  • Average Slip-and-Fall Settlement Amounts in Florida

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    – Slip-and-fall settlement amounts in Florida vary for each case and are influenced by unique factors. – Common injuries from slip-and-fall accidents include broken bones, sprains, traumatic brain injuries, and spinal cord injuries. – Rainstorms in Florida often lead to slip-and-fall accidents on wet entryway floors due to insufficient warning signs or cleaning. – Uneven…

  • Why Some Married Couples File Separate Tax Returns

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    1. One spouse has significant medical expenses: Filing separately can result in larger total deductions for medical expenses if one spouse has lower adjusted gross income (AGI) compared to the higher joint AGI. 2. Different income levels: Filing jointly can bring some income out of a higher tax bracket and result in more tax savings,…

  • “Does Health Insurance Pay for Car Accident Injuries?”

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    – PIP insurance is required for anyone with an auto insurance policy in Florida – PIP covers medical expenses from car accident injuries, whether it’s the driver’s fault or not – PIP covers 80% of necessary medical costs for drivers and passengers up to $10,000 – PIP also covers lost wages and travel expenses for…

  • Potential Tax Implications When Placing Mom or Dad in a Nursing Home

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    1. The costs of qualified long-term care, including nursing home care, are deductible as medical expenses if they exceed 7.5% of adjusted gross income. 2. Amounts paid to a nursing home are deductible as medical expenses if the person is staying at the facility principally for medical, rather than custodial care. 3. To qualify as…

  • What is a Florida Letter of Protection?

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    – A letter of protection (LOP) is an agreement between a patient and a medical provider, where the provider agrees to treat the patient without immediate payment, in anticipation of receiving payment from a lawsuit settlement or judgment. – LOPs are commonly used in Florida due to the 80% coverage of accident-related medical bills by…

  • Understanding Florida’s Personal Injury Protection (PIP) Coverage: What You Need to Know and How to Stay Protected

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    – Personal Injury Protection (PIP) is mandatory in Florida and is a required coverage under every car insurance policy. – PIP provides coverage for medical expenses and lost wages regardless of who was at fault for causing the accident. – It is important to seek necessary medical attention after a motor vehicle accident, especially if…

  • What to Do If You Get Hit by a Car While Riding Your Bike

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    – Leave the roadway to avoid further injury from traffic. – Call 911 and report the incident to the police. – Seek immediate medical attention, even for minor injuries, as some injuries may not show symptoms immediately. – When documenting the incident, it is important to collect information from the driver, such as their name,…

  • “Health Insurance Subrogation and Your Motorcycle Injury Case”

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    – Health insurance subrogation allows the insurance company to recover the money it paid for the medical treatment of an injured person in a motorcycle crash. – For example, if Mr. Jones has health insurance and is injured in a motorcycle crash, his health insurance company has the right to recover the money it paid…

  • Florida Car Insurance Rules and Common Questions

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    1. The impact of climate change is leading to rising sea levels. 2. The use of plastic is causing harm to marine life. 3. Deforestation is contributing to loss of biodiversity. 4. Air pollution is affecting human health. 5. The increase in greenhouse gas emissions is causing global temperatures to rise. – Florida requires a…

  • Dealing with Work Injury After Lifting Heavy Objects

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    – Common lifting injuries include herniated discs/spinal cord injuries, torn rotator cuffs and strains, back strain, pulled muscles, wrist and elbow injuries, and patellar tendonitis. – If an individual suffers a lifting injury at work, they should report the accident immediately, seek medical attention, and consult with an experienced workers’ comp attorney to understand their…

  • “Florida’s Top 2018 Law Changes: What You Need to Know”

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    1. The Florida Legislature passed amendments to the corporate income tax, allowing for partial adoption of the Federal Internal Revenue Code and maintaining a corporate income tax rate of 5.5 percent (House Bill 7093). 2. For commercial leases in Florida, the sales tax for commercial rental payments is reduced from 6 percent to 5.7 percent…

  • Changes to Florida Law for Personal Injury Cases

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    – Florida law restricts recovery of future medical expenses to those expenses “reasonably certain” to be incurred. – Evidence must be provided to support that future medical services are reasonably certain to occur. – Awarding damages for future medical expenses cannot be based on the mere possibility of obtaining certain treatment in the future. –…

  • Florida Passes New Laws to Limit Lawsuits and Insurance Claim Disputes

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    – Florida has replaced its system of pure comparative negligence with a modified comparative negligence regime. – The statute of limitations for general negligence actions has been shortened from four years to two years. – The standard for bad-faith insurance claims has been amended. – The bill outlines the evidence that a factfinder should consider…