Tag: no-fault

  • What is Loss Compensation Plan (LCP)?

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    LCP is a coverage utilized to handle healthcare expenses and income loss in the event of a vehicle collision or being struck by a vehicle. If you possess a vehicle in Florida, you are obligated to obtain LCP ? also referred to as ‘No Fault Insurance.’ You are eligible to receive LCP even if you…

  • Why Am I Using My Insurance to Cover my Expenses Even Though I was not Responsible?

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    Because according to the Florida No Fault law, your Personal Injury Protection coverage will cover the initial $10,000 of medical bills and lost wages, regardless of liability. You won’t face any penalties.

  • Facts to Understand About Divorce

    1. To file for divorce in Florida, either spouse must be a resident of the state for at least six months before filing. 2. Florida is a “no fault” divorce state, meaning blame for the breakdown of the marriage is not recognized in court. 3. All family law trials in Florida are heard by a…

  • What Every High School Biker Needs to Know About Insurance Coverage

    1. Many Florida motorcyclists and motorcycle enthusiasts need to understand the importance of uninsured/underinsured motorist coverage. 2. In Florida, the bare minimum insurance coverage does not cover a rider’s injuries in the event of a crash. 3. Uninsured/underinsured motorist coverage is crucial for riders as it steps in to cover injuries and damages resulting from…