Tag: personal-injury-protection
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What expenses will be covered by insurance regarding lost earnings following a car accident?
In Florida, all drivers are required to have $10,000 in Personal Injury Protection (PIP) as part of their insurance coverage. This means that if you are involved in an accident, your own insurance will provide PIP benefits regardless of fault. Under PIP, you are entitled to receive 60 percent of your lost earnings, up to…
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How can I receive compensation for lost earnings following a car crash?
Your coverage for personal injury protection will provide compensation for 60% of lost earnings, up to $10,000 (or $2,500 if there is no emergency medical condition), resulting from injuries sustained in a car accident. The remaining 40% not covered by PIP, as well as any lost earnings exceeding $10,000, will be the responsibility of the…
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How can I make payments for my medical expenses until I receive my settlement?
How Can I Pay My Medical Expenses Before Receiving a Settlement? Since the insurance for the accused party will not cover your bills until fault is established, you will initially have to bear these costs. After a motor vehicle accident, you may be eligible to utilize Personal Injury Protection (PIP) coverage. In the case of…
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Who does Personal Injury Protection (PIP) coverage apply to?
What is PIP insurance? PIP insurance, also known as Personal Injury Protection insurance, is offered by your insurer and covers 80% of your healthcare expenses and 60% of your salary loss, with a cap of $10,000.00. Personal Injury Protection (PIP) insurance covers individuals and their household members for injuries sustained in a car crash, regardless…
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Who will cover my medical expenses from a bicycle accident?
The response may astonish you. If you possess your own motor vehicle, you can utilize your PIP insurance to handle your medical bills (refer to Swift Law Group on Personal Injury Protection (PIP)). If you do not possess a motor vehicle or reside with a resident relative who possesses a motor vehicle, you might be…
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Who will be responsible for covering my medical costs after my car accident in Florida?
Personal injury protection (PIP) is the primary insurance in the state of Florida and covers 80% of your medical expenses, up to $10,000. Otherwise, health insurance would act as a secondary insurance, alongside any Med Pay. However, health insurance and Med Pay have the right of subrogation, which means that if there is a recovery…
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What is Medical Payment Coverage or Med Pay?
What is “medical payment coverage”? Medical Payment coverage, also referred to as Med Pay, is an extra coverage provided by insurance companies to cover expenses that are not covered by the Personal Injury Protection (PIP), such as deductibles. This coverage, unlike PIP, can be subject to subrogation, which means that if there is a recovery…
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What is the mandatory car insurance in Florida?
In all of Florida, individuals must carry $10,000 in personal injury protection and $10,000 in property damage liability. The latter covers the other party involved in an accident. It’s important to note that Florida does not require bodily injury insurance.
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What is the process for handling an auto-accident claim?
If the individual’s case surpasses their personal injury protection, they can seek compensation from the responsible party’s insurance provider. In Florida, personal injury protection is a mandatory type of insurance that pays for 80% of medical expenses and 60% of lost wages, up to $10,000, if the injured person seeks medical attention within 14 days…
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When is the appropriate time to pursue medical treatment after a collision?
It is crucial to promptly seek medical treatment. In accordance with Florida legislation, you must seek medical treatment within 14 days to be eligible for personal injury protection (PIP) benefits.
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What does it mean to have full coverage?
In reality, there is no such thing. The term “legal coverage” refers to having PIP (Personal Injury Protection) coverage and a minimum of $10,000.00 in property damage coverage to address any property damage caused by you. When insurance agents mention “full coverage,” they are referring to this particular combination. However, it’s important to note that…
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Why Am I Using My Insurance to Cover my Expenses Even Though I was not Responsible?
Because according to the Florida No Fault law, your Personal Injury Protection coverage will cover the initial $10,000 of medical bills and lost wages, regardless of liability. You won’t face any penalties.
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How Can I Settle the Medical Expenses?
In the event of a car crash, your Personal Injury Protection (PIP) coverage on your vehicle plan will cover your healthcare costs and income loss, with a cap of $10,000. If you lack PIP, you can still file a claim. Whether you’ve experienced a slip and fall or any other accident in Tinseltown, Magic City,…
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What is the initial step I should take following a car accident in Florida?
What steps should I take to protect my interests following a car accident? What should I do if I am involved in a motor vehicle accident? What can happen if my car gets hit from behind? What are the initial actions to take following the incident? The initial step you should take is to seek…
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Who covers the cost of my medical expenses if I sustain injuries in a motorcycle accident in Florida?
Who covers my injuries if I am injured in a car accident in Florida? Who is liable for my injuries in the event of a car accident in Florida? Who pays for injuries in a car accident in the state of Florida? Primarily, if you are injured in a car accident in Florida, your PIP,…
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What does it mean that State X is a “No-Fault State” in terms of auto insurance?
What Is Florida’s No-Fault Insurance And How Does It Affect My Case? What is the no-fault law in the state of Florida? No-fault insurance is essentially insurance that is mandated by the state of Florida for vehicle owners. No-fault insurance is also referred to as personal injury protection insurance. This policy offers $10,000 in coverage…
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What is the first thing I should do after a car accident in Florida?
What should I do after a car accident before hiring a lawyer? What information should I obtain after my car accident in Florida? What should I do right after a car accident occurs? After your car accident in Florida, you should obtain the name and the contact number of the person that hit you, and…
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What are PIP benefits and what do they cover?
What are PIP benefits and what does it cover? PIP benefits refer to benefits provided by PIP insurance, which stands for Personal Injury Protection insurance. This type of insurance is mandatory for car owners in Florida. PIP benefits cover medical expenses and lost wages related to personal injuries, regardless of fault. Whether you’re injured in…
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Answering Your Car Accident Questions
1. In Florida, even if the car accident is your fault, you will still have insurance coverage through personal injury protection (PIP). However, the other driver can still sue you if their injuries are severe. 2. Information about your car accident in Florida becomes public record 60 days after the collision. Until then, only select…
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Understanding Florida’s Personal Injury Protection (PIP) Coverage: What You Need to Know and How to Stay Protected
– Personal Injury Protection (PIP) is mandatory in Florida and is a required coverage under every car insurance policy. – PIP provides coverage for medical expenses and lost wages regardless of who was at fault for causing the accident. – It is important to seek necessary medical attention after a motor vehicle accident, especially if…
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Florida PIP 14-Day Accident Law: What High School Students Need to Know
1. The Florida 14-day accident law, also known as the PIP 14-Day Rule, requires individuals involved in a car crash to seek medical care within 14 days to access PIP benefits. 2. PIP insurance covers medical expenses, wage loss, and funeral expenses regardless of fault, providing up to $10,000 in coverage for necessary and reasonable…