Tag: property-damage
-
How Long Does a Personal Injury Claim Take?
The first step is filing a claim with your insurer and the other driver’s. This generates a claim number at both companies and triggers the assignment of an insurance adjuster to each claim. This process takes less than 30 days. When only property damage is involved, the insurance companies likely settle the matter between themselves.…
-
What Is the Average Settlement for a Slip and Fall Accident?
Slip and fall settlements range from a few thousand dollars to hundreds of thousand to seven figures. It depends upon the extent of the damages sustained by the plaintiff. Settlements encompass compensatory and general damages. Compensatory damages include the direct financial harms of the injury: medical bills, property damage, lost income, and other pecuniary damages.…
-
What is the maximum compensation possible for a motorcycle accident?
What kind of insurance should I have for my Motorcycle? What is Auto Accident Compensation (AAC)? Average compensations for motorcycle accidents are misleading because of the extreme variance. Minor injury and property damage cases may settle for as little as $10,000 to $15,000. On the other hand, major injury and wrongful death claims can go…
-
What can I anticipate receiving from a settlement after a vehicle collision?
Settlement amounts stemming from car accidents can vary significantly. The worth of the claim is influenced by both the damages incurred and the factors causing the accident. To arrive at an estimate, the first step involves calculating compensatory damages, encompassing medical expenses, property damage, and income lost due to the incident. Following that, careful consideration…
-
What is a diminished value claim?
In essence, a diminished value claim refers to a claim filed against the property damage coverage of the negligent party to recover a portion of the depreciated value of a car involved in an accident. After a car has been in an accident, it inevitably loses a percentage of its worth. In pursuing a diminished…
-
What does it mean to have full coverage?
In reality, there is no such thing. The term “legal coverage” refers to having PIP (Personal Injury Protection) coverage and a minimum of $10,000.00 in property damage coverage to address any property damage caused by you. When insurance agents mention “full coverage,” they are referring to this particular combination. However, it’s important to note that…
-
Who is Responsible for Covering the Repair Costs for My Vehicle?
The insurer representing the responsible driver or vehicle owner will cover the expenses required to fix your car, alongside providing a rental car. Numerous legal firms do not assist their clients in handling property damage post a car accident. We, on the other hand, offer our assistance! There are no charges or costs involved for…
-
What is the initial step I should take following a car accident in Florida?
What steps should I take to protect my interests following a car accident? What should I do if I am involved in a motor vehicle accident? What can happen if my car gets hit from behind? What are the initial actions to take following the incident? The initial step you should take is to seek…
-
What is extensive protection?
Extensive protection refers to insurance coverage purchased from your own insurance provider, designed to compensate for any car damage that arises from incidents other than collisions. For example, if a tree topples onto your vehicle or if a hurricane causes flooding leading to car inundation. This type of coverage is known as extensive protection, wherein…
-
What other optional coverage should I consider?
What is Comprehensive and Collision coverage? Collision coverage is an insurance coverage that an individual purchases from their insurance provider, and it provides protection for any damages caused to their vehicle in a collision. This coverage safeguards the individual in situations where the at-fault party is uninsured or if they collide with an object due…
-
What Can I Do If My Insurance Provider Offers an Amount Below the Value of the Damage?
What should I do if the insurance company offers me a check right away? What can I do if my insurance company denies payment? There are different alternatives accessible to you and/or your healthcare providers if your insurance company denies payment for specific treatment, medical testing, or even for a particular specialist. There are various…
-
How soon should I seek medical attention after being injured in a car accident?
What steps should you take after experiencing an injury in a car accident? What should I do if I’ve been injured in an automobile accident? What should I do if I have been injured in a car crash? Even if you are not immediately aware of an injury, there are actions you can follow after…
-
Maximize Your Car Accident Settlement: 9 Tips to Get More Money
1. Document the accident scene by taking photos and videos of the damage to both vehicles, weather conditions, and injuries sustained. 2. Gather contact information from any witnesses who may have seen the accident. 3. Seek immediate medical treatment to have the injuries evaluated by a medical professional. 4. Do not speak with the other…
-
New Florida Law Prohibits Policyholders From Transferring Insurance Benefits
1. Florida’s Senate Bill 2-A prohibits policyholders from assigning their insurance benefits to others for residential and commercial properties issued after January 1, 2023. 2. This means property owners with post-2023 policies can no longer transfer their benefits to a third party. 3. Homeowners with policies issued before 2023 are not affected by this change…
-
Answering Your Car Accident Questions
1. In Florida, even if the car accident is your fault, you will still have insurance coverage through personal injury protection (PIP). However, the other driver can still sue you if their injuries are severe. 2. Information about your car accident in Florida becomes public record 60 days after the collision. Until then, only select…
-
Is a Car Accident a Crime? – Understanding Your Legal Rights in a Car Accident
1. A car accident is usually considered a civil incident, but can become a criminal case if it involves driving under the influence, hit-and-run, or reckless driving. 2. Driving under the influence can result in serious penalties, including jail time and fines, especially if someone is injured or killed. 3. Hit-and-run occurs when a driver…
-
“Insurance Requirements for Florida Contractors”
– Florida contractors are required to have public liability and property damage insurance in place in order to obtain or renew their construction license. – The Construction Industry Licensing Board conducts random sample audits of licensees to verify insurance coverage. – License holders must provide proof of insurance coverage in the form of an original…
-
Florida Inverse Condemnation Claims: What High School Students Need to Know
1. Inverse condemnation claims are brought by private property owners when the government’s actions result in a taking of the property without full compensation. 2. Examples of takings that can result in an inverse condemnation claim include physical invasions of property, regulatory takings, or other government conduct that takes real property. 3. Some cases in…
-
Florida’s New Law Cuts Time to Sue for Negligence in Half – What You Need to Know
1. The tort reform bill HB 837 signed by Florida Governor Ron DeSantis cut the statute of limitations for negligence claims in half, from four years to two years. 2. A statute of limitations is a time limit set on when a plaintiff must file a lawsuit after their cause of action first accrues, or…
-
“Becoming a Building Contractor in Florida”
– Florida requires individuals to complete the Florida contractors’ examination to become certified contractors. – The examination consists of different parts depending on the type of license sought. – Applicants must have the required ability, knowledge, skill, and experience in various construction areas such as foundation/slabs, masonry walls, and steel erection. – Applicants for the…
-
Car Insurance Coverage in Multi-Car Accidents
– Multi-car accidents can be challenging to settle because liability issues must be thoroughly reviewed. – It is recommended to hire an experienced motor vehicle accident attorney if involved in a multi-car accident to navigate the claims process. – Multi-car accidents can occur due to chain reactions or vehicles being too close to each other…
-
“Becoming a Certified General Contractor in Florida”
– The construction industry in Florida is experiencing a period of growth. – In Florida, individuals are granted construction licenses rather than corporations. – Applicants for certified licenses must complete the Florida contractors’ examination. – Division I contractor examinations are made up of three parts: contract administration, project administration, and business and finance. – Division…
-
“Florida Court Rules Tenant’s Insurance Payments Don’t Guarantee Coverage”
1. The Florida court ruled that a tenant’s payment of the landlord’s insurance premiums does not make the tenant a co-insured with the landlord. 2. The court allowed an insurance company to proceed with a $2.1 million negligence lawsuit against a tenant, even after covering the landlord’s losses from a fire. 3. The lease required…
-
How to Get a Contractor’s License in Florida
– To work legally as a contractor in Florida, a person must obtain a contractor’s license. – The requirements for a contractor’s license are laid out in Chapter 489 of the Florida Statutes and the Construction Industry Licensing Board. – Unlicensed contracting in Florida is considered a first-degree misdemeanor. – A contractor is someone who,…