– Personal Injury Protection (PIP) is mandatory in Florida and is a required coverage under every car insurance policy.
– PIP provides coverage for medical expenses and lost wages regardless of who was at fault for causing the accident.
– It is important to seek necessary medical attention after a motor vehicle accident, especially if it caused injury to the body.
– Florida is a “no-fault” state, meaning that PIP coverage is available to the named insured regardless of fault. 1. PIP insurance covers medical bills for all parties involved in an accident, regardless of fault.
2. PIP insurance will cover up to $10,000 of medical expenses following an accident.
3. PIP insurance pays 80% of the amount allowed under the PIP reimbursement fee schedule to medical providers.
4. There is a 14-day window to seek medical treatment after an accident to ensure coverage by PIP benefits.
5. Waiting to seek medical attention within the 14-day window may result in losing out on PIP benefits. 1. It is common for clients to underestimate their injuries after a car accident and later discover more significant injuries that require medical procedures such as spinal injection therapy and surgery.
2. It is important to seek medical attention if experiencing any discomfort or suspected injuries following a car accident.
3. If physical symptoms are experienced immediately after an accident, it is recommended to go to an urgent care center or emergency room and provide car insurance policy information for processing a PIP insurance claim.
4. Waiting a day or two to seek medical attention may be best served by going to a medical provider specializing in treating car accident victims, as primary care physicians may not always be able to properly treat injuries.
5. Understanding Florida’s PIP law is important as it helps determine the first steps to take following a car accident and ensures that injured individuals do not have to wait for insurance acceptance before seeking medical attention. – Florida law requires personal injury protection benefits for auto insurance.
– It is recommended to see a doctor after a car accident in Florida, even if there are no immediate symptoms.
– Florida is a no-fault state, which has implications for car accident cases.
How Does Florida’s Personal Injury Protection (PIP) Coverage Work and Pitfalls to Avoid
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