What Damages can be Obtained for Insurance Misconduct?

Typically, the damages comprise of all harm caused by the insurance company’s failure to handle a loss adjustment “in good faith.” In certain situations, the fees of your own legal representative can also be recovered. In exceptional cases of extreme and shocking misconduct, punitive damages might be recoverable. If you face a lawsuit because the insurer neglected to settle with a claimant when “it had the opportunity and obligation to do so,” then the insurer, not you, may be obliged to pay the entire judgment amount, and not just the policy limits you obtained.