What do I do if I was in a car crash and the insurance adjuster for the at-fault driver keeps calling me at home?

How frequently should I communicate with the insurance adjuster to check on the progress of my car accident case?

First and foremost, it is crucial not to disclose any specific details about your case to an insurance adjuster. Insurance adjusters are trained and employed to minimize their company’s expenses by paying out as little as possible for your case, thereby not serving your best interests.
It is advisable to engage an attorney to handle all correspondence with the insurance companies, particularly concerning your injuries. Nonetheless, you may have limited interaction regarding the damage to your vehicle resulting from the accident. In such instances, exercise caution not to mention your injuries, and under no circumstances agree to meet the adjuster in person.
Certain adjusters may attempt to deceive you by requesting that you retrieve something from the trunk or glove box while they take photographs, creating the illusion that you are unaffected by any injuries. Although a photograph may depict you bending into the car, it will not demonstrate any pain you may be experiencing at that moment. Consequently, the insurance company will then possess evidence that can later be employed against you in the case or claim.

Refrain from communicating with the insurance adjuster until you consult with a lawyer. Any statements you make could hinder your chances of a successful lawsuit. Providing a recorded statement or signing documents without seeking guidance from a skilled attorney might lead to the forfeiture of important legal protections. While you have an obligation in Florida to cooperate with your own insurance company, you are under no obligation to cooperate or give a recorded statement to the insurance company representing the driver responsible for the accident.