What Every High School Biker Needs to Know About Insurance Coverage

1. Many Florida motorcyclists and motorcycle enthusiasts need to understand the importance of uninsured/underinsured motorist coverage.
2. In Florida, the bare minimum insurance coverage does not cover a rider’s injuries in the event of a crash.
3. Uninsured/underinsured motorist coverage is crucial for riders as it steps in to cover injuries and damages resulting from someone else’s negligence when that person has insufficient or no insurance to compensate the victim of a motorcycle crash. – Stacked uninsured/underinsured motorist coverage follows the insured regardless of the vehicle they are in or riding.
– Stacked coverage allows the insured to make a claim on multiple vehicles’ coverage in their household in the event of an injury in a motorcycle crash.
– It is important for riders to have sufficient uninsured/underinsured motorist coverage to protect themselves in the event of an accident.
– It is recommended to review insurance coverages with an attorney to ensure appropriate coverage in the event of a crash.

Florida Uninsured / Underinsured Motorist Coverage for Motorcyclists