What if I get injured in a motorcycle accident and the driver who caused it doesn’t have insurance?

What happens if the other driver involved in the accident is not insured or has minimal coverage?
What happens if I am involved in a car accident with a driver who doesn’t have insurance?
What if the responsible party doesn’t have insurance or has insufficient insurance?

If you’re in an auto accident, and you’re injured by somebody who doesn’t have insurance, or has minimal insurance, you could be out of luck. However, if you have purchased insurance for uninsured motorists or underinsured motorists, this is where that insurance steps into the shoes of the responsible driver, and you have additional coverage to seek compensation from.

If the responsible party is uninsured or has inadequate coverage, you might have the option to file a claim under your own uninsured or underinsured motorist coverage.

You might be able to make a claim against your own insurance policy for Uninsured Motorist Coverage. Accidents involving uninsured or unidentified (hit and run) drivers can be complicated, so it is important to promptly consult with a lawyer specializing in Ontario personal injury matters.

If you have purchased uninsured motorist coverage and find yourself in an accident with an uninsured driver, you have the option to file a claim against your uninsured motorist coverage. This will help cover the damages caused by the driver who is at fault.