What is the concept of workers’ compensation?


Workers’ compensation is a form of insurance that offers financial benefits for medical expenses, lost wages, and rehabilitation costs to employees who are injured or fall ill while performing their job duties. It also provides death benefits to dependents of employees who die while on the job.
The workers’ compensation system was established to ensure prompt payment of income benefits and medical bills without the need to establish fault on the part of the employer, colleagues, or third parties. Typically, employers procure a workers’ compensation insurance policy that covers these benefits.
For more information, refer to Guide to Workers’ Comp Benefits.

Workers’ compensation is an administrative based system in the state of Florida. It provides financial support to employees who sustain injuries while performing their job duties. Covered benefits encompass medical costs and income replacement. Such benefits are awarded irrespective of fault.


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