Being unprepared for the hearing. Failing to appear or adequately prepare for your hearing will not grant you additional time. If you are absent during your hearing, your case may be dismissed, requiring you to re-file at a later date. Additionally, you will be obligated to cover court expenses. Not possessing all the necessary forms and documents could lead to certain debts not being included in the bankruptcy, hence leaving you responsible for them even after filing. It is crucial to arrive punctually for the hearing and bring all supporting documentation, including a comprehensive list of your creditors. Additionally, bring a valid photo identification to the hearing.
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