What should I do if my insurance provider rejects my claim?

What should I do if my insurer refuses to accept my claim?

The leading cause for an insurer’s denial of a claim is attributing the damage to a cause that the policy does not cover. They may assert that it falls under an exclusion.
The insurer tends to favor a broad interpretation of exclusions and a narrow definition of perils covered by the policy.
You do not have to endure a loss after your insurance claim is denied. Your legal representative can get in touch with the insurance company, insisting on payment and negotiating a fair settlement. If they resist, the attorney can file a lawsuit against them in court.

The primary reason for insurance providers to deny claims is typically due to deeming the cause of the damage as not covered by the policy. They might argue it falls under an exclusion.
The insurance provider will interpret your policy in a manner that benefits them the most. They will broadly interpret exclusions, while narrowing down the perils covered by your policy.
In the event of a denied insurance claim, you have the right to contest the decision. Your legal representative can get in touch with the insurance company to demand payment and negotiate a suitable settlement. If they refuse, your attorney can initiate legal action against them.