What should I do if an insurance company reaches out to me following a collision?
How should I respond if the responsible party’s insurance company contacts me?
Refrain from making any statements to them until you have consulted with a personal injury lawyer. Anything you utter can be utilized against you during your legal matter. Insurance firms frequently attempt to elicit a statement, even if it merely suggests that you bear partial responsibility for the incident.
Frequently, insurance companies will get in touch with you to propose a settlement figure. Typically, these offers are undervalued with the intention of promptly and inexpensively closing the claim, rather than adequately meeting the injured party’s requirements.
Refrain from providing any information! If the insurance adjuster representing the driver at fault reaches out to you, avoid discussing anything regarding your case.
The primary intention behind their contact is to obtain a statement from you about the accident, which could potentially be used as evidence against you, resulting in a reduced settlement amount.
Allow your legal representative specializing in car accidents to handle the situation initially. Your attorney will communicate with them on your behalf to safeguard the value of your case and secure the highest possible compensation.
It is crucial that you refrain from engaging with the opposing party’s insurance company if they reach out to you. Instead, advise them to communicate with your personal injury attorney. Insurance companies typically make contact shortly after an accident to capture your statements, manipulate your words, and possibly attempt to access your medical records. It is essential that you prevent them from doing so, as it could negatively impact your case. If you have legal representation, they will ensure that you avoid making statements that could be used against you and that you do not relinquish your rights by signing anything.
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