Who is responsible for paying for the damage to my property?

Your legal representative should always be willing to assist you with your property damage claim, but many clients handle most of it themselves. That said, here is what you need to know about your property damage.
Warning: Property damage adjusters work solely for insurance companies ? therefore, NEVER discuss your injuries with them and NEVER meet them in person.
If you are not at fault for the accident, you can file a claim through your own insurance company to cover the repair costs for your vehicle or obtain reimbursement for a totaled vehicle. In many cases, your insurance may require you to pay a deductible. Subsequently, your insurance will seek reimbursement from the other driver’s insurance. Alternatively, you can opt to directly communicate with the opposing party’s insurance company to obtain reimbursement for the repairs or loss. However, it may be more convenient for you to let your adjuster handle their adjuster.