Who is responsible for payment of title insurance?

That varies depending on the County where the property is situated. In certain counties, such as County A, County B, and County C, it is typical for the purchaser to cover the cost of title insurance, whereas in others, like County D, it is typically the seller’s responsibility. However, this can be subject to negotiation, and occasionally a Contract may supersede the customary practice. This emphasizes the importance of having your legal representative examine the contract before you affix your signature.